SME Loan

SME business loan is a loan that is especially for SME (small and medium-sized enterprise). Since they are still new and have no strong customer base, so SME businesses are very reliant on operational cash. Due to SME’s low bargaining power, they need a temporary short-term business financing or even working capital loan support their daily operations. We can provide SME a helping hand by offering urgent financing to the SME.

Why Us?

We are one of the top licensed money lenders with more than 15 years’ experience in Singapore. For example, we cover Tampines, Chu Kang, Ang Mo Kio, Batok, Clementi, Serangoon, Jurong, Woodlands, Yishun, Pasir Ris, Sengkang, Kranji, Orchard and Hougang.

Other than SME Loan, we also provide Refinancing Loan, Debt Restructuring, and Pawn Loan too.

Loan Features

People choose to apply our loans because our loans are really easy to apply and can be approved in a short time, usually with approval within 24 hours upon full documentation. In addition, we also offer quick disbursement, which allows the borrowers to get the cash money instantly after loan approval. Lastly, our repayment period is flexible. The most important difference is that we DO NOT collect upfront processing payment. So, our customers do not have the concern about the scams requiring them to pay upfront money.


Firstly, our SME Loan requires that the business must be registered with ACRA or UEN for more than 6 months. It must also provide at least 3-6 months bank statements to proof a stable monthly income to qualify to this loan. Besides that, they should provide the IC Copy and Utility Bills. Applicant with such criteria will have a higher probability to loan approval. However, if the applicant does not meet all the above criteria, loan approval will be case-to-case basis. For example if the SME is less than 6 months, or enterprise operating on cash basis, it will be assessed separately.


Therefore, if you are a SME Business Owner, and in need of a cash funding, don’t hesitate any longer! Contact us now to check if you are qualified to apply our loan! Or if you need more information about loans, we are willing to offer help assess your case, and provide other business lending option such as our Business loan, Working capital loan and Personal loan.