Working Capital Loan

To start up a business that requires additional operating cash flow, you are suggested to apply for working capital loan. This loan is an easy loan that covers the current expenses for operational use like raw materials, payroll, utilities and others. Working capital loan is perfect for those who just need such business funding for a temporary period only. So, they do not need to borrow from the bank which is pretty time-consuming.       

Why need working capital loan?

Working capital loan sometimes might come in handy when you need some extra financing during urgent time. It can delay the repayment by your supplier, or some goods being withheld in the customs for further checking. You will need our working capital loan service no matter your business is trading, manufacturing or servicing to operate until business capital revenue can stabilized. We are always ready to help your business with this temporary short term business loan.


Firstly, your business needs to be operated at least more than 6 months to qualify for this loan. The business may have been registered with ACRA or UEN in Singapore. Besides that, there must also be an existing business, where we can do site visit, and look at the shop, factory or offices. Moreover, we will also need to verify 3-6 months’ company bank statement. Lastly, we will need the IC and utility bills of the directors or business owners. In case of default in repayment, this would be the additional security.

Why us?

We are the best licensed money lender with more than 15 years’ experience in loan industry in Singapore. We have presence in Ang Mo Kio, Batok, Clementi, Chu Kang, Jurong, Kranji, Orchard, Tampines, Yishun, Pasir Ris, Woodlands, Sengkang, Serangoon, and Hougang.

Our services’ feature:

  • Easy application process
  • Low document requirements
  • Fast approval process
  • Quick disbursement of loan
  • Flexible tenure


Therefore, if you are looking for working capital loan, call us to enquire. If your company faces temporary financial difficulty to cover payroll or utilities expenses, we can always help. We provide short term and long term quick easy loan, depending on your needs.

You may also be interested in our refinancing loan, SME loan and personal loan.